Commercial Insurance for Los Angeles Businesses
You worked hard to build your business. Commercial insurance helps protect it from lawsuits, accidents and damage. The right plan depends on what you do and how you do it.
We help small and growing businesses in Los Angeles find coverage that fits. We explain your options in plain words.
Common types of business insurance
- General liability: helps if someone is hurt or their property is damaged because of your business
- Commercial property: helps protect your building, tools and inventory
- Business owners policy (BOP): bundles liability and property in one plan
- Commercial auto: covers vehicles used for work
- Workers' compensation: helps if an employee is hurt on the job
- Professional liability: helps if a client says your work caused them a loss
How do I know what my business needs?
Start with three questions. What could go wrong? What do your clients or landlord require? What could you afford to pay on your own? We use your answers to suggest the right mix of coverage.
Contracts and certificates
Many clients and landlords ask for proof of insurance. Some want to be added to your policy. We help you meet these needs, so you do not lose the job or the lease.
Industries we help
- Restaurants, bars and hospitality
- Event, entertainment and production companies
- Contractors and trades
- Retail shops and offices
- Gyms, sports and fitness businesses
Why work with an independent agent?
An independent agent can look at more than one option for you. We are not tied to one answer. We take time to understand your business and explain what each plan does and does not cover.
As your business grows, your needs change. We stay in touch and help you update your coverage.
Get a commercial insurance quote
Tell us what your business does, where you work, how many people you employ, and what your contracts require. We will help you build the right mix of coverage. Call 310-704-4901 or request a quote online.
Why work with Jeff Davis Insurance?
We take time to learn what your business does every day. Then we help you build the right mix of liability, property and auto coverage, and we help with certificates when a client or landlord asks.
Request a free quote, send us a message, or call 310-704-4901.
Frequently asked questions
What is the most important insurance for a small business?
For most businesses, general liability is the starting point. Your needs may include more, like property or workers' compensation.
Does my personal auto policy cover my work vehicle?
Often it does not cover vehicles mainly used for business. You may need commercial auto coverage.
What is a certificate of insurance?
It is a page that shows your business has insurance. Clients and landlords often ask for one.
Can I bundle my business policies?
Yes. Many businesses can save time by bundling coverage, like with a business owners policy.
How much does business insurance cost?
It depends on your industry, size, location and coverage. Request a quote and we will help you compare.
When should I review my business insurance?
Review it at least once a year, and any time you hire, buy gear, move, or sign a big contract.
Coverage is subject to insurer underwriting, approval and policy terms. A quote request does not bind coverage.